Not a few days after I paid for a credit report I got word from my friend Ursula that starting today, people in western states can get a free credit report from any one of the 3 major reporting agencies. All you have to do is go to https://www.annualcreditreport.com and sign up. I did.

This time I went through Equifax. No surprise here, but there are some major discrepancies between the two reports. I didn't get my FICO score from Equifax (that's not included in the "free", I guess) but according to them, I have no delinquent accounts, which is correct, but I also have a few open accounts that I wasn't aware of and apparently I was formerly known as Andrew M. Heck, which is news to me. They also have B Dalton listed as one of two former jobs. I worked for the bookseller more than 15 years ago when I was in college. Amazing.